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Financing Your Home >Balloon Mortgages

In loan terminology a "balloon" is the unpaid loan balance that must be paid in full on a specified due date. Federal savings and loan associations are permitted to make balloon mortgages with as little as five percent down and monthly payments that are smaller than the amount needed to fully amortize the debt. On the due date, which may be only a few years after the loan was made, the balance must be paid off or the loan must be renegotiated. Balloon borrowers must be cautious and plan carefully to avoid overlooking balloon payment obligations. It is easy to be lulled into complacency by the easy monthly payment terms.

Today's complex economics have produced a wide variety of options for potential borrowers, who are often surprised by how much house they can afford to buy. Loan approval is ultimately in the lender's hands, but your real estate agent can help you to determine your real buying power.

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Q	What does the term Curb Appeal mean?
A	This term describes how homes look from the street; this first impression is very important to prospective homebuyers.
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The Monica Pottorff Group, REALTORŽ, real estate agents and broker for Lake Travis, Lakeway and Barton Creek Texas home listings, property and land for sale - NUMBER1EXPERT(tm)

The Monica Pottorff Group
Capital City Sotheby's International
2802 Flintrock Trace
B-104
Austin, TX. 78738
Cell: (512) 825.8891
Office: (512) 261.0008
Fax: (512) 261.0009
Email: monica@monicapottorff.com
The Monica Pottorff Groups business philosophy is built on creating long-term relationships with our clients, and because of it, we are one of the top teams in the city of Austin, Texas. The large referral business we receive reinforces our mission to customize our services to meet each and every situation and to provide professional and personable customer service. Monica is a member of GRI, (Graduate Real Estate Institute), ePRO, (Internet expertise), and ABR, (Accredited Buyer Representative). She is also very proudly involved in numerous philanthropic organizations including Any Baby Can, the Junior League of Austin, the Ballet Austin Guild, Make-A-Wish Foundation, and Austin Childrens Shelter. We specialize in the Lake Travis and West Austin areas and in luxury, lakefront, lake view, golf course and gated communities. You are guaranteed a first class experience with the Monica Pottorff Group. Call us if you are planning to buy, sell or build residential real estate anywhere in beautiful Austin or in surrounding areas such as Dripping Springs, Cedar Park or Round Rock.

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